Dental Treatments your Insurance Could Cover
As the end of the year inches closer, it’s the perfect time to seek certain treatments covered by insurance before your dental insurance benefits expire. Which treatments with our Houston general dentist do most dental insurance plans cover? Of those, how much coverage can you expect? Our Houston family dentist, who is bringing smiles to Texas with honesty, compassion, and trust, is here to help you answer these questions. Keep reading to get the information you need to maintain healthy, beautiful teeth for everyone in your family.
Dental Insurance with our Houston General Dentist
Without dental insurance, patients are required to pay for the cost of all treatments, from dental fillings to more significant procedures like root canals and dental crowns, in full and out-of-pocket.. However, if you have dental insurance, it can significantly lower the cost of treatment with our Houston family dentist. The extent to which your insurance will cover these costs depends largely upon which type of dental insurance you carry: HMO or PPO.
HMO Dental Insurance
In order to receive benefits for coverage with HMO dental insurance plans, you are required to visit a dentist that is in the provider’s network. This dentist will become your primary dentist and all routine care and referrals must come from this dental practice.
PPO Dental Insurance
Unlike HMO plans, PPO dental insurance allows you to choose from a wider variety of dentists in your area in order to receive coverage for dental treatment. This is especially beneficial for patients who have already established a relationship with our Houston general dentist and have experienced a change in policy. Smile 4 Texas accepts most major PPO dental insurance plans.
What Houston General Dentist Treatments are Covered by Insurance?
The treatments that may be covered with our Houston family dentist depend in large part upon your specific plan. For PPO dental insurance holders, your care is divided into three types of coverage: preventative, restorative, and orthodontic care.
Services like regular dental cleanings and annual x-rays with our Houston general dentist are typically covered in full for PPO insurance plan holders. Some plans even include fluoride treatments or sealants that prevent cavities.
Restorative care refers to treatments like dental cavity fillings, root canals, and dental crowns and bridges that are designed to correct an issue that has developed since your last cleaning. It is rare for a HMO or PPO plan to cover all restorative care expenses, but most PPO plans are structured to offset the cost of these treatments. Refer to your enrollment documents or speak to our knowledgeable Houston general dentist regarding what you can expect to pay based on your dental insurance plan.
Treatment to correct malocclusion and misalignment—such as braces or Invisalign—is sometimes covered in dental insurance plans and depends on your carrier. If someone in your family may need braces treatment in the coming years, consider the extent of orthodontic care that is covered when choosing your next dental insurance carrier.
Our Houston General Dentist Accepts Most Major Insurance
At Smiles 4 Texas, our goal is to provide you and your family with the very best dental experience possible. We believe in bringing smiles to all our patients with honesty, compassion, and trust. These values ensure the very best dental experience for your entire family. If you have questions regarding what could be covered by your dental insurance plan, call us to speak with one of our knowledgeable team members. We look forward to helping you maintain your bright smile for many years to come!